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The main sources that define the essence of investing are savings. They are involved in order to be effectively used in the real sector of the economy. The economy requires a redistribution of money from those who have it, and who need it. This Fund saved the inhabitants, but it took the State and employers. The main factors of economic growth are an investment. During the period of the investment, aggregate demand increases, and in the future-aggregate supply increases. Investment can be called as savings, which eventually bring in profit. This is the case with invest it in a variety of activities.

The community and the financial community are looking for sources of financing to meet the needs of investors. For reproduction and renewal of fixed capital, the investment done by real capital (capital-forming investments or investments in non-financial assets). Investment in capital money is funding that will be invested in the real capital of the country

The importance of State banks in transforming savings into investment. Public bank intermediation function is important for the economy to thrive with success. Because of their activity, the level of risk and uncertainty in the economic system is reduced — they collect free money and turn it into a powerful source of investment.

One of the first methods for collecting additional funds is received by the savings bank with interest. At that time, the bank performs functions significant socially-inducing credit intermediation. This happens because the redistribution of funds of legal entities, as well as the monetary income of the individual.

In economic theory, other relationships between reliability of investments and returns of them. In the representation of the population is extremely beneficial that it's reliable. Assumed reliability while saving. The first two places on the profitability and reliability of intangible assets occupied by. This gold with the rest of the gems, real estate. In third place is savings. However, most of the Fund accumulated is not invested in securities or real estate, but not invested into bank-instead, they remain in the deposit account in rubles or in the home.

OVERVIEW OF THE PECULIUM

PECULIUM was revolutionary savings platform that is integrated automatically. (AML-AI), technology block (Ethereal) and market economy savings and traditional cryptocurrency. PECULIUM comes from the Latin word "pecul", which literally means "the amount of money saved for the future". PECULIUM first and foremost for health and habit of saving practiced and beneficial to the participants. Purpose of the PECULIUM was for the experience and the technology to the platform to maximize benefits for market participants/users. In addition, this package is suitable for individuals and companies, it offers a variety of product management of crypto for users and individual institutions.

PECULIUM team has over 20 years of experience in machine learning in the form of a financial advisor "AIΞVE" (Artificial Intelligence, Ethics, Values, and Equilibria). PECULIUM AML AIΞVE using the de facto risk management algorithms for intelligently diversified and continue to optimize. Based on statistics, the PECULIUM was the first management platform that leverages technology blockchain. PECULIUM revolutionized the management of savings through the use of. That does not change through the Ethereal Blockchain.

MARKET AND CHALLENGE:

Crypto market is very large, although there is a time to be precise, as it is known in the global cognitive crypto market of about $150 billion. It is the number of the damned we want parts of it saved by safe hands. Is it just me or do you really think what I think? Oh yes, I know the deal was going to be a bomb and most efficient sector will be "stolen" by Peculium in its environment.

According to the World Bank, the global savings has shown steady growth in recent decades. In the year 2015, a global repository of the traditional valuation of about $19,000 billion. Compared with the colossal size of the global market for traditional savings, market cardiac crypto very undervalued. With the benefits and global nature of the technology blockchain, cryptocurrency market has tremendous growth potential. Even to get to be a juicer, estimated in April 2017, more than 11.5 million purses.

UNIQUE PECULIUM ELIXIR:

Peculium entered with a great way to solve all the issues above more and more. To resolve this issue, the platform technology builds upon PECULIUM Ethereal Blockchain, which was developed based on. A blockchain is a form of the digital big book that is stored remotely. This contains all the transactions through a network that is secured by a cryptographic function. Decentralized storage of cryptographic and encryption digital big book did not change. Although encrypted, transactions through blockchain are completely transparent.

In terms of predictability and reliability, Peculium has covered it. This they have done through the development of AIΞVE Advisor, designed to keep learning from analysis and updated information. Through the use of Automated Machine Learning (AML), AIΞVE also can gain a better insight into trends for crowning it all. PECULIUM offers management solution with the conditions specified in the form. How much better if not so?

THE STRUCTURE OF ICO:

Details of the sale of the ICO is present in the following pages.

In addition to the information above, need to be fully thought out 20 billion PCL will be a complete set of token for that campaign. This campaign will take place in several stages

Private sale starts on 1 January 2017 until 22 November 2017